There are four major parts of Medicare.
Usually, people get their Medicare one of two ways:
1. Original Medicare (Parts A and B). Original Medicare includes hospital insurance and medical insurance.
2. Medicare Advantage Plan (Part C). Under Medicare Part C, you choose to get your Medicare hospital and medical benefits from a Medicare-approved private insurance provider instead of the federal government.
Depending on your situation, you might also want to add prescription coverage (Part D). You can get more information about Medicare Part D by visiting the official Medicare website by clicking here.
Sometimes, people with Original Medicare buy “Medigap Insurance.” Medigap insurance helps you pay for things that Medicare does not cover.
You can get more information about the different parts of Medicare at the official Medicare website by clicking here.
Call your local Area Agency on Aging at 1-877-353-3771 to get help choosing the right plan for you. Or, visit the Medicare Plan Finder online by clicking here.
For information on how to get help with your Medicare costs, visit the Maine Equal Justice Partners website on the topic, by clicking here.